Nowadays, domestic helpers play an essential role in many families in Hong Kong. They help to look after the elderly and children, and take care of the housework, enabling us to focus on our work and enjoy quality time with our loved ones. HelperJoy Insurance is not only designed to enable you to fulfill the minimum legal obligations as a responsible employer, it also provides extra protection to both of your family and domestic helper. Three customized plans are available to suit your needs by offering you flexibility and choice.

Product Features

Peace of mind for you and your family

  • Cover for employer's statutory liability under the Employees' Compensation Ordinance (Cap.282)
  • Fidelity guarantee to compensate your financial loss resulting from fraudulent or dishonest acts of your domestic helper
  • Cash allowance for the loss of service interruption due to hospitalisation of your domestic helper
  • Cover the repatriation expenses due to the death of your domestic helper and the subsequent expenses for recruitment of a replacement helper
  • Enhanced to cover medical expenses for bodily injury of your child resulting from the domestic helper’s intentional act

Extra care for the domestic helper

  • All-in-one medical protection ranging from outpatient, hospitalisation, surgical to dental expenses
  • Cover for third party legal liability arising from your domestic helper's negligence