Major Exclusion

  • Pre-existing injury, illness, sickness or disease.
  • Childbirth, pregnancy, miscarriage, abortion
  • Physical check-up.
  • Intentional self-inflicted injury or suicide, or any attempt while sane or insane.
  • Any acts violating the law
  • Vernereal disease, AIDS
  • War and terrorism
  • Intoxication by alcohol, narcotics or drugs not prescribed by a Medical Practitioner and treatment in connection with drugs or alcohol.